Index Finance Credit Results 1 - 10 of 891 How to fix your credit score and qualify for a home loan Author : Lance Williams One might be wondering why some lenders turn down a mortgage application while some others might consider it fit for approval. The answer may well lie in the credit report and the credit score to be precise which plays a crucial role in loan sanctioning. Credit history is an important factor affecting loan granting decisions by the lender or mortgagee. As part of the pre-approval process a detailed investigation is carried out into your financ... | Read more... Are you paying higher interest on your credit cards than you think? Author : Jeanette Joy Fisher Many credit card holders sign up for a credit account with an 8.9% interest rate and then later realize that their interest rate has been bumped to 27.4%. Why? You know that your credit score affects the credit card rates that you qualify for. But, did you know that a little clause in the fine print of the credit card terms and agreements, called the "Universal Default Penalty Clause" may mean that you're already paying a higher interest than ... | Read more... 4 Steps to Creating Good Credit Author : James H. Dimmitt As a consumer you’ve learned the importance of establishing a good credit rating with your lenders. Whether you are shopping for a new home or auto, or searching for the best deals on insurance, your credit worthiness will be judged by your credit rating or credit score. A bad credit history or bad credit habits will place “black marks” on your credit profile. These include things such as late payments, having an account assigned to a colle... | Read more... Alice in Credit-Card Land - On Chargebacks Author : Sam Vaknin Your credit card is stolen. You place a phone call to the number provided in your tourist guide or in the local daily press. You provide your details and you cancel your card. You block it. In a few minutes, it should be transferred to the stop-list available to the authorization centres worldwide. From that moment on, no thief will be able to fraudulently use your card. You can sigh in relief. The danger is over. But is it? It is definitel... | Read more... Credit Counseling Services Checklist (via CobWeb/3.1 kupl1.ittc.ku.edu) Author : Joel Walsh There are credit counseling agencies that rescue people from the deepest financial holes. There are also credit counseling agencies that just shovel in more dirt. How do you tell them apart? by Joel Walsh Signs of a Reliable Credit Counseling Agency __Better Business Bureau Membership The service's website should have a BBB logo and a link to their record on the Better Business Bureau website. Click through the link to check that there ar... | Read more... HOW TO DISPUTE A CHARGE ON YOUR CREDIT CARD Author : jay martin • You need to write to the creditor at the address shown on your statement for "billing inquiries. You must Include your name, address, account number, and a description of any errors. • Send your letter of dispute as soon as possible. It must reach the creditor within 60 days after the first bill containing the errors was mailed to you. The creditor has to acknowledge your complaint in writing within 30 days of receipt. At the latest,... | Read more... Credit Card Charge-Off – What Does It Mean And What Should You Do About It? Author : Charles Phelan Have you been told by a creditor that your debt is about to "charge-off"? Did the bill collector make it sound like you will be ruined financially if you allow this catastrophe to happen? If you're behind on your bills, unable to keep up with payments on your credit cards and other debts, sooner or later you will hear a creditor representative threaten you with the dreaded "charge-off." So what is a charge-off anyway? Should you be worried? What ... | Read more... How to Make the Most of Your Credit Card Rewards Author : Morgan Hamilton Many great credit card companies are now offering their loyal cardholders credit card rewards. This provides the cardholder an opportunity to gain prizes just because they use their card. It is a great incentive for those that may not use their card much. The more credit card rewards they will receive, the more likely they are to use their card more frequently. Credit card companies realize that they profit more when cardholders use their car... | Read more... How To Check Your Credit Rating and Know Its Affect On You Author : Greg You may not know it, but every time you take out any kind of loan or credit or pay something back, it gets counted on your credit rating. Who keeps a record on you will vary according to where you live, but the big three credit reference agencies are Experian, Equifax and Trans Union. They will provide your credit rating to any company that is thinking of lending you money. All the debts you currently have are included in your credit rating. T... | Read more... Credit Card Comparisons Guide Author : Joseph Kenny Shopping around for a credit card can save you money on interest and fees. You’ll want to find one with features that match your needs. This information can help you Understand the features of credit cards Compare credit card features and costs Know your rights when using your credit card File a complaint if you have a problem with your credit card How will you use your card? The first step in choosing a credit card is thinking ... | Read more... << Start < Prev 1 2 3 4 5 6 7 8 9 10 Next > End >>     [ Back ] Top AlphaContent 2.5.4 © 84 - visualclinic.fr

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