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Index arrow Finance arrow Personal Finance

Results 1 - 10 of 312


How Healthy Is Your Credit? Author : James H. Dimmitt
There’s only one way to discover the “health” of your credit. You need to examine your credit report. Your credit report is your “consumer identity” that potential lenders will use to judge your credit worthiness. Use these tips to give your credit profile the “tune-up” it needs: Tip #1- Check for Errors Your credit report or profile is more than just a collection of who your creditors are and how much you owe them or have paid them. ...

A Brief Guide When Shopping For Personal Loans Author : Paul
Sometimes you need extra money for unexpected expenses like car repairs, unexpected bills, health expenses, school expenses, or a myriad of other reasons. Where do you go to get money for these unplanned expenses? Personal loans are available from many different companies and lenders for consumers today whether you have good or bad credit. Your first place to try to get a personal loan is from a bank or credit union. Many times, they can of...

Term Life Insurance - Save Money the Smart Way Author : RickHendershot
Term life insurance is the easiest type of life insurance to understand. To put it simply, the insured person pays a minimal premium per thousand dollars of coverage on an annual, semi annual, quarterly or monthly basis. If he or she dies within the term of the policy, the life insurance company will pay the beneficiary the face value of the policy. Distinctive Features of Term Life Insurance To better understand some of the distinctive fea...

The Quickest Way to Dramatically Increase Your Net Worth Author : Don Adams
Your net worth equals what you own minus what you owe. It is commonly referred to as the difference between your total assets and your total liabilities. Here’s a simple illustration: Home Value = $350,000   Mortgage balance = $150,000 Investments = 100,000     Credit cards = 20,000 Auto = 45,000            &nbs...

The dangers of comparison websites when searching for the cheapest gas and electricity. Author : Rudi Ashdown
The price of domestic gas and electricity has been a regular topic in the UK press over the last couple of weeks and for good reason. The current round of price increases that have just come into effect from many of the big utility companies have hit many people hard, not least the elderly and the lower wage earners. It is estimated that those who remained with their original supplier are now paying 20 – 30 percent more for their domestic fuel th...

7 Online Banking Success Stories Author : Matthew C. Keegan
You have seen their ads and you may have wondered if they are worth a second look. What am I talking about? Online banks! Also known as internet banks, these are financial institutions who provide the majority of their banking services over the internet. Typically, online banks offer consumers high savings rates, low loan rates, and a mix of other services. Let's look at 7 winners in this fast growing field: 1. E Trade Bank Part of E Trade Fin...

Is My Money Safe? Author : Sam Vaknin
Banks are institutions where miracles happen regularly. We rarely entrust our money to anyone but ourselves – and our banks. Despite a very chequered history of mismanagement, corruption, false promises and representations, delusions and behavioural inconsistency – banks still succeed to motivate us to give them our money. Partly it is the feeling that there is safety in numbers. The fashionable term today is "moral hazard". The implicit guarante...

5 Simple Ways To Lower Your Monthly Bills – And Save Lots Of Money! Author : Kris Bickell
Here you're going to learn several ways to save money every month by lowering your monthly bills. There are lots of ways to save money, no matter how much of it you have - or don't have! Having struggled for many years paying my own bills, I learned many ways to save money. From simple things like food, gas, and clothing, to bigger expenses, like insurance and your mortgage. All you need to know is where to look to find the savings. ...

How to Manage Your Money When Working Overseas (via CobWeb/3.1 kupl1.ittc.ku.edu) Author : Rhiannon Williamson
It’s a fact that employers look favourably on a resume that presents an independent, dynamic individual who has an open mind and has seen more of the world than their own back yard. With this fact in mind a greater number of people are taking time away from their studies and careers nowadays and spending a period of time travelling or working overseas. If you’re considering taking a similar path this article will help you get your head ar...

Saving Money, Simply (via CobWeb/3.1 kupl1.ittc.ku.edu) Author : Matthew C. Keegan
We all know how to spend our money, but do we fully understand how to save it? I am not talking about setting aside a reserve for an investment or rainy day purposes – both of which are good things – rather, saving money on everyday items. Here are some simple ways you can save money: Clip Coupons. You can save on your shopping excursions by clipping coupons. Some stores will even double or triple manufacturers’ coupons up to a specified amoun...

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