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Programs To Help You Fund Your American Dream Author : James H. Dimmitt
The American Dream of home ownership is on the rise across the United States. According to the latest figures available, the US homeownership rate reached a record 69.2 percent in the second quarter of 2004, up from 68.3 percent in 2003. And for the first time, the majority of minority Americans own their own homes. Owning a home provides tremendous benefits for families and for the communities in which they reside. Homeownership provides a s...

4 Steps to Creating Good Credit Author : James H. Dimmitt
As a consumer you’ve learned the importance of establishing a good credit rating with your lenders. Whether you are shopping for a new home or auto, or searching for the best deals on insurance, your credit worthiness will be judged by your credit rating or credit score. A bad credit history or bad credit habits will place “black marks” on your credit profile. These include things such as late payments, having an account assigned to a colle...

Architect or Building Designer – Who Do You Choose? Author : Glenn Murray
Thinking of building a new home or complex? Will you use an architect or a building designer? Both are involved in the design of buildings – their appearance, layout, structure, and so on. But what’s the difference? The simplest difference is a legal one. To be called an “architect” in NSW, you have to be registered with the Board of Architects of NSW. The title “building designer” can be used by anyone designing buildings. But that’s hard...

Selling Your Home – Be Sure It Shows Well Author : Raynor
Whether you are selling a house, townhouse, condo or apartment, there are universal tips that will help it sell. Primary among those tips are making sure your home “shows well.” First impressions of a home go a long way to determining how quickly it will sell. Here are a few suggestions that will make your home show well. 1. Be sure the approach to your home is clean, tidy and well groomed. Any brass should be polished, paint on the door sh...

Selling Your Home on Your Own – Examples of Problems and Solutions Author : Raynor
What can go wrong? About a gazillion things, but this is true if you’re working with a broker, too. A broker is probably more experienced than you, and may well have confronted and solved your problem on a previous home sale. If you can stay calm and think under stressful conditions, you can be your own problem solver without the need for a broker. Plus, there is no guarantee the broker will get it right. A longer list of possible problems fro...

Selling Your Home – Alone or with a Broker? Author : Raynor
How do you decide whether to sell your home (or land, farm, ranch, etc.) on your own or use a real estate broker? There are pluses and minuses to each approach. Let’s look at some of the key ups and downs. Only you can decide which approach has the most pluses in your situation. Why go FSBO? “FSBO” stands for “for sale by owner” and tells buyers you are not using a realtor to represent you. The biggest upside to going FSBO is you save thous...

Selling Your Home – What Can Go Wrong With Pricing and Loans Author : Raynor
So, you’re selling your home (house, townhouse, condo, apartment, land, lot, farm, ranch, etc.), what can go wrong? The sad fact is that a lot of things can go wrong. However, don’t despair, there are almost as many solutions as problems. In this article, we look at problems related to pricing and a buyer’s inability to get a loan. Price Negotiation A problem that shows up all too frequently during contract negotiations is that the seller h...

Selling Your Home – What Can Go Wrong With Title and Lenders Author : Raynor
If you’re selling your home, there are going to be difficulties at some point in the transaction. Some problems can’t be fixed. It’s important to figure out whether yours are fixable or not. Then you can either fix them or move on and find another buyer. If it’s priced appropriately, there’s a buyer out there for virtually every property. Title Problems You get a call from the person searching the title to your property saying your first co...

Selling Your Home Yourself – Pricing It Appropriately Author : Raynor
When you’re selling your own property, whether it’s a house, townhouse, condo, apartment, a finished lot, raw land, a farm, a ranch, or whatever, the first thing to get right is the price you ask for it. If you work with a broker, the legwork is done for you. When you work as a FSBO (for sale by owner), you need to figure it out yourself. Let’s look at how to do just that. Setting a Price First, don’t make the mistake of looking only at wha...

Content Ideas for Ads and Brochures When Selling Your Home Author : Raynor
Even in this hot real estate market, selling your home requires a bit of marketing effort. Ads and brochures are important and powerful tools. So, what do you put in you’re marketing materials? Content To the degree possible include key information in you’re ad or brochure. A classified ad will contain less than a poster, which will contain less than a brochure, which may contain less than an Internet listing, etc. The key, however, is to m...

  
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