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Insurance Brokers
Author : Easton Ellsworth
Did you know there are publications that have been created to serve the needs of every agent and broker? Insurance is a huge industry and trying to keep on top of all the latest news and regulations is a job in and of itself. One such magazine, American Agent and Broker, has a wonderful website located at www.agentandbroker.com. Check out this month's issue, which features articles on how to build your insurance business with boat and yacht insur...
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Insurance Position on Bird Flu from LifeSearch
Author : Kevin Carr
Would we expect a policy to pay out? Life Insurance YES Income Protection YES Mortgage Payment Protection Insurance YES Critical Illness Cover NO Private Medical Insurance NO Source: www.lifesearch.co.uk Life Insurance: Full pay out as expected. There are no exclusions that we would expect to impact upon a claim. Income Protection (IP): Full pay out as expected when unable to earn as defined by the policy. Mortgag...
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Auto Insurance – Which Type Is Right For You?
Author : Joseph Kenny
Auto insurance is a form of insurance available to consumers who own cars, trucks and other vehicles. It covers the insured party against the risks involved in owning or driving a vehicle. This may be a car accident, damage caused to other cars or property, loss to passengers in your car, and damage to your car itself. Optional Covers There are different levels of insurance available depending on what risks you wants to cover. You can cove...
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Selling Your Life Insurance (Viaticals and Life Settlements)
Author : David Springer
Selling your life insurance is an option you might consider if you're in a difficult financial situation for which you don't see a close end. A terminal illness or old age could cause you to think twice about paying those hefty premiums at this stage of your life. Selling your life insurance carries with it complex implications and substantial risks, so it is important that you educate yourself regarding the big picture. If you're interested in s...
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The History and Principles of Insurance
Author : Amit
Insurance History Insurance as we understand it now might be associated to the Huge Fire of London, which in 1666 devoured 13,200 houses. Fallowing this disaster Nicholas Barbon opened an office to insure buildings. In 1680 he established England's first fire insurance company, "The Fire Office", to insure brick and frame homes. The first insurance firm in the United States provided cover against fire was founded in Charles Town (nowadays Char...
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A Guide To Car and Motor Insurance
Author : Dale Maxwell
Whether you’re buying clothing or shopping for car insurance, you always want to get the best value for your money. So, what’s the secret to finding reliable, affordable car insurance? Shop around for the best deal. Get several car insurance quotes from different insurance companies before you buy or renew your policy. Insurance companies vary, so you could get a better deal somewhere else. Don’t be afraid to switch. You can switch insuranc...
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Car Insurance – How Did They Calculate That?
Author : Joseph Kenny
Insurance premiums are calculated according to several risk factors. These are the factors identified by the insurance company as most likely to have an impact on the insured against risk occurring. Insurance is a significant cost associated with the item insured and should not be rushed into. It is always a good idea to shop around for the best price available. Insurance premiums will vary considerably from insurer to insurer so do your homework...
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A short guide to travel insurance
Author : Exquisite Traveller
Travel Insurance – A Need to Know guide? Travel insurance protects holiday expenses against adverse events such as cancellation and interruption and also reimburses medical expenses, the loss or damage of property and transit delays. Many millions of travellers and holiday makers purchase some form of insurance every year, but few people know really what it is and how it can be defined. If you know what is included, and what is not you wil...
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What Senior Citizens Need To Know About Private Long Term Care Insurance
Author : M. Sanders
Long term care is a major concern of American senior citizens and their families. Studies have shown that Americans rank long term care second, behind saving for retirement, when prioritizing financial needs. Unfortunately, many Americans do not want to think about needing long term care and, therefore, fail to plan for it. Others wrongly assume that Medicare or standard health insurance policies will cover the costs of long term care services. A...
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Private Medical Insurance – What’s It All About?
Author : Rachel Lane
Private medical insurance is a very useful policy to take out, yet the range of policies available means that you should ensure the terms and conditions meet your specific requirements The origin of private medical insurance goes back a long way – before the NHS was formed. In pre-NHS days, people contributed to “friendly societies”, which provided financial assistance to people in times of need. Some private medical insurance providers, such ...
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