Index Finance Finance Results 51 - 60 of 2746 Professional Indemnity – Call Yourself And Expert? You’d Better Be… Author : Darryl Walters - In business, information can be the most valuable product of all. It can also be the most costly. In a society of enthusiastic litigants, anyone professing to be an expert had better be able to prove it if intending to peddle the fruit of that expertise. Realistically, though, even experts can make mistakes, which is why Professional Indemnity insurance is so important. Professional Indemnity insurance covers the experts when they “get it wron... | Read more... Public Liability – Whose Fault Is It Anyway? Author : Darryl Walters - Have you ever walked past a footpath where the concrete has lifted or watched several people walk around a spill on the supermarket floor? Ever found yourself saying, “Now there’s an accident waiting to happen.” When a member of the public suffers an injury or loss due to the negligence of another party, that party is liable for that injury or loss. Hence the term, Public Liability. Public Liability insurance is a must for all businesses, larg... | Read more... Free Money? Not quite – close enough. Author : Kaval Patel We all know there is no such thing as free money (even a lottery win or a donation are not free as they require buying a ticket or some marketing to attract the donor which costs money). So how would one go about trying to get almost free money that lasts? Well one way is to ensure that a good proportion of the money that you earn is designated to going into two things one is savings and the other is investments. Save for a rainy day is a co... | Read more... The Truth about Offshore Banking Author : Rhiannon Williamson Many people believe that there is a fine line between those who bank offshore and criminals who launder money and evade taxation - but the truth about offshore banking and those who legitimately place assets offshore is that the action of placing money offshore is not illegal, will likely never be illegal and can be of benefit to almost all of us! The word ‘offshore’ in the financial sense is synonymous in many people’s minds with ‘saving tax’... | Read more... Action Plan: How to power down your debt NOW Author : Drew Miles It will take you on average between 25 to 30 years to pay off your credit card at the minimal amount. This will not do. Make a list of all of your credit cards (including all consumer debt such as doctor bills, furniture stores and your home). List the following in columns: the type of credit card, principle amount, regular payment amount, power down payment, interest rate, total number of payments left on the card, estimated payoff date.... | Read more... Protect Your Property with a Landlord Guide Author : jdresse If you own a piece of property that you would like to rent out it, is increasingly important that you know your rights as a landlord. Today, many landlords can get stuck with thousands of dollars of unpaid rent or lawyer’s fees, because they do not know how to write an ironclad contract or do not know their rights as a landlord. Here are some tips on getting the information that you need. Being a landlord can be an extremely profitable busin... | Read more... There is an Enemy it’s Name is Inflation Author : Bob Benson It would be great if we lived in a world that was affordable. But we don’t. The reality is that prices often rise faster than our income! No matter how hard you work, you’re still not earning as much as you were yesterday… or the day before. So we have to make due with the money we have. Sometimes that means getting a payday loan to bridge us to the next paycheck. Other times that means using our credit cards to consolidate our monthly expend... | Read more... New Wave of Contactless Payments Speeds Up Profits Author : Lynn Walford Contactless payments create a whole new field of payment options for merchants. Contactless payments are quick, simple and pave the way for greater profits. A smart computer chip, with data and an antenna is embedded into a credit card, debit card or fob. When the card or fob is tapped on a radio frequency reader, the reader sends out a radio signal that activates the card, the information on the card is read and the payment is processed without ... | Read more... Tips to Avoid Identity Theft Author : Drew Miles What is rampant, spreading like wildfire and can kill life as you know it? No, not a deadly virus (but close). Answer: Identity theft. My stepson, Aaron, was a victim of identity theft recently. Someone stole his bank cards, deposited fake checks into his account, then withdrew cash. The deposited fraudulent checks and overdraft charges hurt his credit, and he’s slowly recovering and rebuilding his score. Tips to avoid identity theft: 1. Buy ... | Read more... How To Save For Retirement – Even When Money Is Tight! Author : Kris Bickell - So, you want to save for retirement, but you’re having enough trouble paying your bills every month? Now what? How can you possibly find enough money to save for the future when the present is difficult enough? If this sounds familiar, then here are a few suggestions to help making saving money easier. Not necessarily easy – when money is tight, saving is probably not going to be easy. But at least it can be a little bit easier. 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