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Index arrow Finance arrow Personal Finance

Results 61 - 70 of 312


Why Gas Prices Go Up and Down Author : Lisa Beers, BeersDesign.com
There are five primary factors that effect the price you pay for gas at the pump. Prices generally increase when the world crude oil market lowers their inventories. Also, when demand exceeds refinery capacity gas prices increase. The first factor that makes up the price of gas at your local station is crude oil suppliers. This makes up about 59% of the price you pay for gas and it is determined by the world's oil-exporting countries, particul...

The Cost Of Talking Author : blueboy
With so many companies offering “the lowest call rates, and the best service" who do you believe and are there any additional costs hidden in the small print? Do they all give per second billing by email, full cost analysis, discounted BT line rental and personal account managers? On mobiles do they offer free connection, and line rentals from £4? There has never been a better time to review the cost of your telephone charges and the service y...

Asking for a lot of money Author : James C. Samans
Most people dream of making a lot of money. The question is, what does that mean? The truth is that money is highly subjective. Certainly, a billion dollars is a lot of money; there are only a handful of billionaires in the world. Is a million dollars a lot? In terms of total wealth, no; a significant minority of the population has a million dollars or more in total assets to leave to their heirs, largely due to the appreciation of real estat...

Bargain Finder Secrets Author : Steve Gillman
Want to be a bargain finder? Want to be the one that always finds the deals and has money left over? Start by learning the secrets of opportunism. Do you know that you can eat a wider variety of fruit than your neighbor, and spend only half as much to do so? How? By buying fruit in season, when it is at the lowest price. As a bonus, it is also of the highest quality at these times. This is opportunism. Notice that this means not always gett...

Working Out A Family Budget Author : Mark Lambie -
When you and your family are considering a budget, you may be missing the values that are held within rebates and coupons. In general, because of the time it takes to actually clip these things out of your local newspaper or a magazine, people tend to over look these big money savers all too often. Coupons should be an important part of your family budget. The money you could save using coupons could easily add money to other areas of your budget...

Reducing Your Telephone Costs Author : blueboy
Know what costs to reduce –Reducing costs is sometimes just a percentage game with a focus on the areas of main expenditure. A 25% saving on an £60,000 telecoms bill is more important than working towards a 50% reduction on a £4,500 spend on vending machines. Length of Contracts – Signing a contract for 1-3 years is good for the telecoms company as reductions don’t have to be passed on and customers cannot benefit from moving to a lower cost p...

How To Be A Frugal Shopper Author : Steve Gillman
A frugal shopper has skills and ways of looking at things that help him or her take advantage of the money-saving opportunities in life. There are eleven of these techniques below. You can learn them in a matter of a day or two, practice them for a few weeks, and then save money for the rest of your life. 1. A frugal shopper studies other people. Do you know someone who always gets the best deal on cars, boats, or whatever? Ask him how he doe...

Retirement Income for Life Author : searchforadvisor.com
Joe Smith writes- I just retired. I have worked all my life and am ready to have some fun in retirement. I want to figure out how much income I can take in retirement without running out. I have $200,000 in my 401k plan with my former employer. I am 65 years old and my wife Emma is 56 years old and would like to be guaranteed to at least have income for the next 20 years for me or for my wife if I don't make it that long. What are my options whe...

The Benefits Of Saving Money On A Regular Basis Author : blueboy
Over the past few years, I have been saving money each month, not for any particular reason like for example to buy a house, but just in case something big went wrong. It is in a way a form of self-insurance. In this article I write about the benefits of doing this and about my own personal experiences, i.e how hard or easy it has been saving in this way. Maybe I am being paranoid but I always seemed to have far less money than what my friends...

Funny Ways To Save Money Author : Steve Gillman
There was a list of funny ways to save money on a "frugal living" website. They weren't necessarily meant to be funny, but were gleaned from real suggestions sent in. Some cheapskates don't seem to notice that an extra hour at work might put them further ahead than many hours of penny-pinching. The following are real suggestions, and then there are some funny ways to save money that you really shouldn't try. Funny Ways To Save Money - The ...

  
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